Graded Whole Life Final Expense program features-
- Your coverage NEVER cancels due to AGE or HEALTH.
- The premium is GUARANTEED to never increase.
- The benefit to your family NEVER goes down
- Your policy builds CASH VALUE over time that is tax deferred and can be borrowed against
The program works like this-
- If at anytime a death occurs by accident, the full death benefit will be paid
- If a death occurs in the first policy year, and is not an accidental death, the benefit paid will be 105% percent of the premiums paid to date
- If a death occurs in the second policy year, and is not an accidental death, the benefit paid will be 50% percent of the full death benefit
- After the first two policy years, regardless of how the death occurs, the full death benefit is paid.
